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Buy A Home This Winter
The most recent question we've been asked numerous times by homeowners is "We want to wait until next spring to buy a home, why should we buy a home this winter?" This is a great question, and my business team and I have created a list of over 25 reasons and then we reduced our list to the top 9 reasons that real estate buyers should purchase a home this winter. 1) Home prices are lower now then they will be next spring. Why should home buyers purchase a house now instead of waiting for spring? A home purchase now can save the buyer money. Currently there are fewer buyers today than during this summer and spring. There are more people looking for homes during the warmer times throughout the entire year. Sellers with a good reputation will be under greater pressure to sell their homes when homes sales are slower. Serious home sellers will either list their properties at an under-market price or lower the list prices of their homes in order to attract buyers. With lower prices, buyers can instantly save. In the last week, I was working we buy any house with a buyer who had narrowed their choices down to just two properties. After looking at comparisons we found that both homes were priced below market value by between $10,000-$15,000. We made an offer of $30,000 less than list price on the number one option. The seller was incredibly angry. We decided to look at the top two choices once more and put an offer. We went through the same process. We offered $30,000 off of the listing price. The seller countered at $15,000 below list price, which we countered at $20,000. In the appraisal today, the appraiser estimated that we bought the home at $35,000 below value for an impeccable home that was listed for sale at $190,000. Do you think the purchaser is pleased? 2.) Home sellers are more emotional With many home sellers experiencing high financial debt, their only way out is to sell their house. Anyone who has endured the endless phone calls from creditors knows what steps one must be able to take to end the calls. Catch a seller who could easily solve their problems by selling their home , and it is likely that you will get the best price. After exhibiting 20 homes this weekend, I received 8 phone calls from desperate sellers saying that they needed to sell their home now and take a look at any deal. Three sellers told me they were in extreme debt to payoff. I'll be keeping these homes in mind to future buyers looking to get a bargain. 3.) It is gaining attention over the Internet Many companies have their relocations planned for right following the first day of the year, so many relocating employees will use the time between Christmas and New Year to plan out their travel plans and browsing the web. By having your home advertised on the market and online today, potential buyers will be able to look at your house at a time when they're more relaxed and are able to spend time. In the past two years, the visits to our site have doubled from mid-December until the end of January. 4) Certain home owners will be better off selling today According to CPA's and financial planners we work with the majority of home sellers are much better off selling their homes now in order to earn an increase in tax deduction. Catch a seller who would get a massive tax deduction and may be more willing to negotiate to sell quickly. 5) Make a purchase now and move in the next few weeks The experience of our customers has shown that smart homeowners know they can purchase right now for a low cost and move later following the holiday season. You can get a good deal now and then move in the event that things slow down. Buyers who purchase new homes today will be able to take advantage of the end of the year deals and then move once the house is finished next spring. The buyer has the control in the current market for buyers. If the terms of the contract aren't reached the buyer has the option to go to the next home. 6) Capture a lower interest rate Presently, we're enjoying low-interest rates. The experience of the past suggests that interest rates start edging toward at the end of January. A well-informed home buyer wants to take advantage of the lower interest rates by locking in on the low rates while they are still low. Certain lenders offer locks and shop programs. Secure a low interest rate now and shop over within the next couple of months' stress free home. 7) Get assistance and guidance When it is the holiday season, it is more likely for friends and family members will visit during your shopping excursions. The more guidance you receive, particularly if you are a new homeowner, from those who know you, the more likely you'll make less mistakes. Homebuyers who are first time buyers often find it difficult to ask the appropriate questions. By having friends or family members close by who knows what questions to inquire about or knows your needs this process is easier. 8) Home builders are facing pressures In the winter months, the amount of homes that are sold for new construction decreases. One agent for new homes reported that his sales are about a one-quarter of those they had been this summer. With the cost of building for builders and the cost to borrow funds increasing, builders will likely negotiate the sale of their new houses now. Typically, builders haven't negotiated about price for the last 4 years. Today, I received 3 flyers from the new home agent that included price reductions on their inventory. 9) Lower payment We're being notified every week about new and better loan programs to assist in reducing the monthly installment that home buyers pay towards the lender. They have the opportunity to discover better loan programs for home buyers now. If a buyer of a home was waiting until the spring of this year to speak to the lender, they will most likely talk to an untried loan officer who has a limited amount of time to work with you, and is not experienced enough in determining the best program for you. One home buyer we worked with saved $234 monthly by finding a better loan program. What would you do with $234 a month?

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